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Elevate Credit International Limited
Financial Ombudsman decision DRN3196244 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Sat Nov 23deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr C complains that Elevate Credit International Limited (trading as Sunny) was wrong to lend to him.Irresponsible lending
He asks for compensation and that the loans are removed from his credit file.Credit file reporting
Rules cited
FCA CONC (Consumer Credit sourcebook)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3196244.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.