Lloyds Bank PLC

Financial Ombudsman decision DRN3145163 Upheld

Upheldoutcome, as published by the Ombudsman

£50redress stated in the decision

Wed Mar 09deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Credit file reporting

In the Ombudsman’s words

allow Mr H to repay the outstanding balance on his account at £50 per monthTreatment in financial difficulty

recorded a default on his credit fileCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3145163.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.