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Black Horse Limited

Financial Ombudsman decision DRN2748982 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Oct 13deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Credit file reporting

In the Ombudsman’s words

pursuing him for repayment of a debt which is not legally enforceableTreatment in financial difficulty
remove any information about the hire purchase agreement from his credit fileCredit file reporting

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2748982.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.