Apfin Ltd
Financial Ombudsman decision DRN2694536 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
£99redress stated in the decision
Sat Apr 27deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr O complains Apfin Ltd (trading as cashasap.co.uk) lent him money he couldn’t afford to repay.Irresponsible lending
Mr O wants Apfin to remove the loans from his credit file.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2694536.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.