Swift 1st Limited
Financial Ombudsman decision DRN2606766 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Aug 11deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr G and Mr H complain that Swift 1st Limited (Swift) should have declined their 2007 mortgage application as they were: not able to provided evidence of Mr H’s stated earnings; did not have a repayment vehicle in place; and, their stated income and expenditure was not ‘investigated’.Product mis-sold
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2606766.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.