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National Westminster Bank Plc
Financial Ombudsman decision DRN2540403 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Identity checks and access
In the Ombudsman’s words
Mr M also complains that he did not receive a default notice before a default was recorded in his credit files.Credit file reporting
NatWest did not provide copies as it said its policy is that requests for copies of credit agreements must be signedIdentity checks and access
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2540403.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.