Jigsaw Finance Limited

Financial Ombudsman decision DRN2529862 Not upheld

Not upheldoutcome, as published by the Ombudsman

£700redress stated in the decision

Thu Apr 22deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr M complains that The Car Finance Company (2007) Ltd (“TCFC”) irresponsibly gave him a hire purchase agreement he couldn’t afford.Irresponsible lending

TCFC should remove any adverse data it has recorded against Mr M’s credit file in relation to this agreement.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2529862.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.