Cheque Centres Limited

Financial Ombudsman decision DRN2347828 Not upheld

Not upheldoutcome, as published by the Ombudsman

£3,585redress stated in the decision

Tue May 03deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr S and his representative complain that Cheque Centres Limited irresponsibly granted him unaffordable payday loans.Irresponsible lending

Cheque Centres should also pay interest and remove the information on these loans from Mr S’ credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2347828.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.