Capital One (Europe) plc

Financial Ombudsman decision DRN2126351 Upheld

Upheldoutcome, as published by the Ombudsman

£100redress stated in the decision

Thu Jun 15deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting

In the Ombudsman’s words

Mrs D complains that Capital One (Europe) plc registered a default on her credit file and won’t remove it.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2126351.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.