National Westminster Bank Plc

Financial Ombudsman decision DRN2064978 Upheld

Upheldoutcome, as published by the Ombudsman

£155redress stated in the decision

Mon Aug 21deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Product mis-sold, Service failure

In the Ombudsman’s words

Mr and Mrs M have complained that National Westminster Bank Plc (“NatWest”) mis-sold them an Advantage Gold account in October 2002.Product mis-sold

Mr and Mrs M have also complained about Mrs M receiving a letter which incorrectly stated that she held a personal loan with NatWest.Service failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2064978.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.