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Career Finance 4 Trade Skills Limited
Financial Ombudsman decision DRN1820163 Upheld
Upheldoutcome, as published by the Ombudsman
£50redress stated in the decision
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
the adjudicator was not satisfied enough had been done to establish whether he could afford to repay the loanIrresponsible lending
Remove all information regarding this finance agreement from Mr C’s credit recordCredit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1820163.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.