Gain Credit LLC

Financial Ombudsman decision DRN1531405 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

£50redress stated in the decision

Sat Jul 11deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr R complains that Gain Credit LLC, trading as Drafty, lent to him irresponsibly.Irresponsible lending

once the debt has been repaid then Drafty needs to amend Mr R’s credit file to remove any adverse payment information for the period starting 30 March 2017.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1531405.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.