Firms › Provident Personal Credit Limited ›
Provident Personal Credit Limited
Financial Ombudsman decision DRN1424214 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Apr 07deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Miss S says she couldn’t afford the loan and she had to take other loans to make the monthly payments. And she says Provident didn’t carry out any proper credit checks before making the loan, which she says was irresponsible lending.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1424214.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.