Wage Day Advance Limited

Financial Ombudsman decision DRN1303004 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Feb 13deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Wage Day should reasonably have known that Mr C could not afford to repay his second loan taken out in February 2012.Irresponsible lending

remove any adverse information about this loan from Mr C’s credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1303004.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.