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HSBC Equipment Finance (UK) Limited

Financial Ombudsman decision DRN1272293 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Oct 24deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Credit file reporting

In the Ombudsman’s words

They wanted to reduce the monthly payments by half for a period of six months to enable them to buy a business.Treatment in financial difficulty
They want compensation and removal of negative entries in their credit records.Credit file reporting

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1272293.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.