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Accord Mortgages Limited
Financial Ombudsman decision DRN1120887 Upheld
Upheldoutcome, as published by the Ombudsman
£6,000redress stated in the decision
Mon Jan 11deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Accord’s error was not to remind Mr and Mrs B at the end of their conversation on 4 January that their application was subject to credit and affordability checks.Product mis-sold
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1120887.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.