Capital One (Europe) plc

Financial Ombudsman decision DRN1078450 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Wed Mar 15deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting

In the Ombudsman’s words

Mr B complained that Capital One (Europe) plc told him his credit file wouldn’t be affected by a small underpayment, but it was.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1078450.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.