Halifax Limited

Financial Ombudsman decision DRN0862525 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Aug 30deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

He complains that Halifax was wrong both to offer him this card with its initial credit limit, and then in November 2016 to increase its credit limit.Irresponsible lending

He also wants all references relating to this account, made by Halifax on his credit file, to be removed.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0862525.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.