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TSB Bank plc

Financial Ombudsman decision DRN0858968 Partly upheld

Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Apr 02deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Miss O complains that TSB Bank plc irresponsibly gave her an overdraft and later increased that overdraft limit.Irresponsible lending
amend her credit file to reflect the position when those changes are made.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0858968.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.