Sainsbury's Bank Plc

Financial Ombudsman decision DRN0815110 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Jan 14deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Product mis-sold

In the Ombudsman’s words

impact this has had on his credit fileCredit file reporting

Mr O says that he only agreed to act as guarantor for the loan. He also says that he did not sign the loan agreement.Product mis-sold

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0815110.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.