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HSBC Bank plc
Financial Ombudsman decision DRN0752840 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Nov 04deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
He says that when he applied for the loan, he was offered an interest rate of 3.3% - but because of the impaired credit rating, the actual rate he received was 8.9%.Interest and rates
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0752840.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.