Halifax Limited

Financial Ombudsman decision DRN0617420 Not upheld

Not upheldoutcome, as published by the Ombudsman

£200redress stated in the decision

Mon Sep 07deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Credit file reporting

In the Ombudsman’s words

Miss T fell behind with repayments on a loan she had with Bank of Scotland plc trading as Halifax (“Halifax”).Treatment in financial difficulty

She complains that Halifax didn’t tell her it was going to record a default on her credit record.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0617420.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.