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Bank of Ireland (UK) Plc

Financial Ombudsman decision DRN0595039 Upheld

Upheldoutcome, as published by the Ombudsman
£400redress stated in the decision
Thu Mar 11deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting

In the Ombudsman’s words

Mr G complains that Bank of Ireland (UK) Plc made an entry about him on a fraud prevention database – CIFAS – following a mortgage application he made.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0595039.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.