WDFC UK Limited

Financial Ombudsman decision DRN0594508 Upheld

Upheldoutcome, as published by the Ombudsman

£100redress stated in the decision

Thu Sep 03deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr S complains that WDFC UK Limited (trading as Wonga.com) didn’t carry out proper checks and irresponsibly lent money to him.Irresponsible lending

Furthermore, as the loans from 18 February 2011 shouldn’t have been granted it’s also fair and reasonable for Wonga to remove all reference to them on Mr S’ credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0594508.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.