Gain Credit LLC

Financial Ombudsman decision DRN0543299 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

£200redress stated in the decision

Tue Nov 19deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

I uphold Mr P’s complaint about irresponsible lending and direct that Drafty should put things right from the 31 August 2017 drawdown.Irresponsible lending

amend the credit file to remove any adverse payment information from August 2017.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0543299.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.