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Kensington Mortgage Company Limited
Financial Ombudsman decision DRN0513437 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Mar 27deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
This complaint is about a mortgage Mr and Mrs S hold with Kensington Mortgage Company Limited. They’re unhappy that it was granted without an accurate verification of their income and for a term that means they still have to pay it now that they’ve retired and their income has fallen.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0513437.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.