Vanquis Bank Limited

Financial Ombudsman decision DRN0512587 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

£75redress stated in the decision

Thu Mar 04deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Service failure

In the Ombudsman’s words

provided incorrect information to the credit reference agenciesCredit file reporting

There have been some customer service failings by Vanquis BankService failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0512587.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.