MBNA Limited

Financial Ombudsman decision DRN0508976 Not upheld

Not upheldoutcome, as published by the Ombudsman

£150redress stated in the decision

Mon Oct 05deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Complaint handling

In the Ombudsman’s words

Mr D complains that MBNA Limited defaulted his credit card account after it agreed to accept reduced monthly payments.Credit file reporting

Before this service became involved, MBNA sent Mr D £150 to apologise for any failing in customer service.Complaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0508976.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.