HSBC Bank plc

Financial Ombudsman decision DRN0323892 Not upheld

Not upheldoutcome, as published by the Ombudsman

£701redress stated in the decision

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Payment delayed or failed, Service failure

In the Ombudsman’s words

a cheque was returned unpaid in 2012, as the signatures did not comply with the mandate held by the bankPayment delayed or failed

HSBC Bank plc failed to update a signature mandateService failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0323892.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.