HSBC Bank plc

Financial Ombudsman decision DRN0322936 Upheld

Upheldoutcome, as published by the Ombudsman

£200redress stated in the decision

Mon Dec 04deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Product mis-sold

In the Ombudsman’s words

the original loan application has been removed from its report to the credit reference agenciesCredit file reporting

the email HSBC sent to Mr P was misleadingProduct mis-sold

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0322936.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.