Virgin Money plc
Financial Ombudsman decision DRN0300334 Upheld
Upheldoutcome, as published by the Ombudsman
£200redress stated in the decision
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Virgin gave Miss T and her partner a decision in principle to provide a mortgage... Virgin said that if Miss T’s partner got his lender’s consent to let the flat, then Virgin would not need to take his mortgage into account when it decided how much it could lend.Product mis-sold
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0300334.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.