MEM Consumer Finance Limited

Financial Ombudsman decision DRN0033859 Upheld

Upheldoutcome, as published by the Ombudsman

£190redress stated in the decision

Mon Jun 13deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr J‘s complained about irresponsible lending by MEM Consumer Finance Limited trading as Payday UK.Irresponsible lending

I’m also asking it to remove any negative information relating to these loans on his credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0033859.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.