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National Westminster Home Loans Limited
Financial Ombudsman decision DRN0003547 Upheld
Upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Product mis-sold, Service failure
In the Ombudsman’s words
Mr and Mrs K complain that National Westminster Home Loans Limited (‘NatWest’) mis-sold them an offset mortgageProduct mis-sold
there is evidence of its poor telephone and written communications to Mr and Mrs K when they attempted to make contact over their mortgage and their financial difficulties.Service failure
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0003547.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.