Inclusive Finance Limited

Financial Ombudsman decision DRN-6438989 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Jul 17deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending

In the Ombudsman’s words

Miss T has complained that Inclusive Finance Limited trading as Creditspring (“Creditspring”) gave her loans without properly considering her finances.Irresponsible lending

Rules cited

Consumer Credit Act 1974, FCA CONC (Consumer Credit sourcebook)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6438989.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.