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West Bromwich Building Society
Financial Ombudsman decision DRN-6412111 Not upheld
Not upheldoutcome, as published by the Ombudsman
£75redress stated in the decision
Sat Nov 29deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Data and privacy
In the Ombudsman’s words
The issue was not the procedural delay alone but rather the material delay in being able to challenge adverse credit reportingCredit file reporting
Mr M complains that West Bromwich Building Society (WBBS) delayed responding to his data subject access request (DSAR).Data and privacy
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6412111.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.