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PRA Group (UK) Limited

Financial Ombudsman decision DRN-6405028 Not upheld

Not upheldoutcome, as published by the Ombudsman
£50redress stated in the decision
Thu Jul 02deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting

In the Ombudsman’s words

Mrs P complains PRA Group (UK) Limited misled her about how her debt would be reported to the credit reference agencies (CRAs) following a settlement.Credit file reporting

Rules cited

FCA CONC (Consumer Credit sourcebook)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6405028.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.