Lloyds Bank PLC

Financial Ombudsman decision DRN-6378298 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Jul 06deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

APP scam refund refused, Support for vulnerable customers

In the Ombudsman’s words

Mr A complains that Lloyds Bank PLC did not reimburse the funds he lost to a scam.APP scam refund refused

Mr A has highlighted that he thinks he was vulnerable and that Lloyds could have seen this from the pattern of the payments.Support for vulnerable customers

Rules cited

CRM Code (APP scam reimbursement), FCA Consumer Duty (PRIN 2A)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6378298.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.