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Brent Shrine Credit Union Limited
Financial Ombudsman decision DRN-6346340 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Jul 28deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Miss G complains Brent Shrine Credit Union Limited trading as My Community Bank (MCB) acted irresponsibly by failing to carry out adequate affordability checks before approving her for a loan.Irresponsible lending
Rules cited
Consumer Credit Act 1974, FCA CONC (Consumer Credit sourcebook)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6346340.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.