Ikano Bank AB (publ)

Financial Ombudsman decision DRN-6293680 Upheld

Upheldoutcome, as published by the Ombudsman

£400redress stated in the decision

Fri May 15deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting

In the Ombudsman’s words

Mr J complains about the impact that a default incorrectly recorded on his credit file by Ikano Bank AB (publ) has had on his ability to obtain a mortgage.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6293680.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.