Firms › Auto Accept Finance Limited ›
Auto Accept Finance Limited
Financial Ombudsman decision DRN-6242477 Upheld
Upheldoutcome, as published by the Ombudsman
£231redress stated in the decision
Fri Jun 05deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
no adequate affordability checks had been carried out prior to Miss F entering into the hire purchase agreementIrresponsible lending
remove any adverse information recorded on Miss F’s credit file regarding the agreementCredit file reporting
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6242477.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.