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ZILCH TECHNOLOGY LIMITED
Financial Ombudsman decision DRN-6230208 Not upheld
Not upheldoutcome, as published by the Ombudsman
£200redress stated in the decision
Fri Apr 17deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Miss C has complained about a credit account Zilch Technology Limited (trading as “Zilch”) provided to her. She says the credit account was irresponsibly provided as she was in an Individual Voluntary Arrangement (“IVA”) at the time of her application, which meant that she couldn’t afford the payments.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6230208.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.