Vanquis Bank Limited

Financial Ombudsman decision DRN-6220954 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Tue May 12deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Support for vulnerable customers

In the Ombudsman’s words

Mr C doesn’t consider that it should have done without assessing whether he could afford the repayments.Irresponsible lending

Mr C has shared with this service his diagnosis of ADHD in March 2025 and I thank him for his openness.Support for vulnerable customers

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6220954.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.