Black Horse Limited
Financial Ombudsman decision DRN-6196312 Not upheld
Not upheldoutcome, as published by the Ombudsman
£26redress stated in the decision
Sat Jun 06deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Miss B complains that a hire purchase agreement with Black Horse Limited, under which a car was supplied to her, was irresponsibly provided to her as proportionate checks weren’t conducted, resulting in an unfair lending relationship under section 140A of the Consumer Credit Act 1974.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6196312.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.