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Advantage Finance Limited
Financial Ombudsman decision DRN-6178512 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Mar 25deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Service failure
In the Ombudsman’s words
he believed that the lending was irresponsible as he didn’t believe that financial checks were completed correctly to show that he could afford the carIrresponsible lending
Mr W says that calling cards weren’t left at his property, he had the money that day but Advantage Finance didn’t want it and it isn’t right that he has to pay for a car which he won’t own.Service failure
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6178512.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.