Barclays Bank UK PLC

Financial Ombudsman decision DRN-6164535 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Mar 30deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Treatment in financial difficulty

In the Ombudsman’s words

irresponsibly provided a credit card and associated limit increase to herIrresponsible lending

Barclaycard did exercise forbearance in accordance with its regulatory obligations and acted fairly and reasonably when Miss B got in touch to explain she was having difficulty making her paymentsTreatment in financial difficulty

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6164535.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.