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Black Horse Limited

Financial Ombudsman decision DRN-6105746 Not upheld

Not upheldoutcome, as published by the Ombudsman
£2,119redress stated in the decision
Tue Jan 30deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting

In the Ombudsman’s words

Miss S is unhappy that Black Horse Limited (Black Horse) recorded a default onto her credit file in relation to a hire purchase she had with it.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6105746.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.