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Lantern Debt Recovery Services Limited

Financial Ombudsman decision DRN-6098362 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Feb 25deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Complaint handling

In the Ombudsman’s words

Mr B complains Lantern Debt Recovery Services Limited acquired his debt when he had an outstanding dispute with the original lender about irresponsible lending.Irresponsible lending
Mr B also raised concerns about Lantern contacting his guarantor as he didn’t think they should have. And Mr B felt Lantern’s emails about repayment of the debt were threatening.Complaint handling

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6098362.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.