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Steadypay Limited

Financial Ombudsman decision DRN-6084263 Upheld

Upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Apr 06deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Miss R complains that Steadypay Limited gave her a running credit facility which she couldn’t afford to repay.Irresponsible lending
Remove any adverse information recorded on Miss R’s credit file in relation to the facility.Credit file reporting

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6084263.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.