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Creation Consumer Finance Limited
Financial Ombudsman decision DRN-6074056 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Feb 26deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Miss B has complained about a loan Creation Consumer Finance Limited (“Creation”) provided to her. She says that the loan was unaffordable given her circumstances at the time and proportionate checks would have shown this to be the case.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6074056.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.