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Zopa Bank Limited

Financial Ombudsman decision DRN-6052183 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Mar 23deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Treatment in financial difficulty

In the Ombudsman’s words

Mr D has complained that Zopa Bank Limited, were irresponsible when providing him with a loan.Irresponsible lending
Mr D also says that Zopa didn’t support him, after he made it aware that he was in financial difficulties.Treatment in financial difficulty

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6052183.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.